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Students covered under their parent’s health care will find two major regulation changes starting Sept. 23.
Under the Affordable Health Care Act, the new changes will include the age at which students will be covered and the number of credit hours a student has to be enrolled in.
A notable difference is students will no longer have to be enrolled full-time with 12 credit hours to be covered.
“There will not be a required number of credit hours students have to be enrolled in anymore,” said Lauren Phillips, press secretary for U.S. Rep. Dave Camp, R-Midland. “We think this will alleviate some stress students have about health insurance.”
Students will also be eligible until they are 26. The regulations apply to all new employer plans, existing employer plans and individual plans.
The changes could relieve the pressure some students face while being enrolled full-time along with working or taking part in student organizations, said Angela Smith, assistant director of business operations at University Health Services.
“I can’t say whether students will choose to reduce their credit hours, but it does offer more flexibility for students who may need another year to finish their degree,” Smith said. “Or for students who need to take time off to work to earn money to continue their studies.”
Anna Harden said the law will help students who are in school now — but people who are older shouldn’t need the help.
“I feel like if you’re and adult and you’re not in school you should probably be able to provide for yourself,” the St. Clare Shores freshman said.
Smith said more students may also choose to take study abroad opportunities they might not have otherwise considered.
University Health Services is currently insurance partners with United Health Care and Smith said because of the new changes, the number of students covered may be impacted.
“We also have a lot of students who are over the age 26 cutoff or whose parents do not have an employer sponsored plan who may still require this coverage,” Smith said.
Smith also said she wasn’t aware of any other policy changes for students.
Phillips said there won’t be any changes for students whose parents don’t have any insurance plans.
“Their only options would be to either choose a higher cost personal plan, go through the university or to pay out-of-pocket,” she said.
This year, CMU’s student health care plan costs $1,480 and runs from Aug. 21 to Aug. 20, 2011
Under the Affordable Health Care Act, the new changes will include the age at which students will be covered and the number of credit hours a student has to be enrolled in.
A notable difference is students will no longer have to be enrolled full-time with 12 credit hours to be covered.
“There will not be a required number of credit hours students have to be enrolled in anymore,” said Lauren Phillips, press secretary for U.S. Rep. Dave Camp, R-Midland. “We think this will alleviate some stress students have about health insurance.”
Students will also be eligible until they are 26. The regulations apply to all new employer plans, existing employer plans and individual plans.
The changes could relieve the pressure some students face while being enrolled full-time along with working or taking part in student organizations, said Angela Smith, assistant director of business operations at University Health Services.
“I can’t say whether students will choose to reduce their credit hours, but it does offer more flexibility for students who may need another year to finish their degree,” Smith said. “Or for students who need to take time off to work to earn money to continue their studies.”
Anna Harden said the law will help students who are in school now — but people who are older shouldn’t need the help.
“I feel like if you’re and adult and you’re not in school you should probably be able to provide for yourself,” the St. Clare Shores freshman said.
Smith said more students may also choose to take study abroad opportunities they might not have otherwise considered.
University Health Services is currently insurance partners with United Health Care and Smith said because of the new changes, the number of students covered may be impacted.
“We also have a lot of students who are over the age 26 cutoff or whose parents do not have an employer sponsored plan who may still require this coverage,” Smith said.
Smith also said she wasn’t aware of any other policy changes for students.
Phillips said there won’t be any changes for students whose parents don’t have any insurance plans.
“Their only options would be to either choose a higher cost personal plan, go through the university or to pay out-of-pocket,” she said.
This year, CMU’s student health care plan costs $1,480 and runs from Aug. 21 to Aug. 20, 2011
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